How we compare brokers

One account, one country and one source

We compare specific accounts and plans. A brand can use multiple entities and tariffs. A documented Spanish offer does not establish every client’s eligibility. Confirm the entity and agreement terms before signing up.

The directory includes providers awaiting review. Their records do not confirm availability, features or prices. Unknown services are shown as unconfirmed, never as “no” or zero cost.

What the calculator models

It adds modelled buy and sell fees, automatic conversion, subscription, custody and connectivity. Every order uses the same EUR-equivalent value and one execution. USD fees are converted with your assumed USD/EUR rate. No live FX rate is used.

DEGIRO connectivity is calculated for one exchange and each calendar year touched by the period; account value is held constant. Scalable is modelled on European Investor Exchange. PRIME ETF discounts require confirmation of eligibility; savings-plan pricing is applied only when modelled. XTB is estimated only within its free tier with volume evenly spread across months.

The percentage uses total purchase volume; with no buys, it uses one order’s value. It shows the weight of scenario charges without projecting returns or guaranteed savings.

Spread, slippage, TER, personal taxes, deposits, withdrawals and optional services are excluded. Stock-specific levies and US regulatory fees can require more data; these estimates are partial. Partial estimates are not ranked as total costs.

CFDs and other derivatives

Cash stocks and CFDs are different products. For CFDs, spread, long/short funding, cut-off, calendar and currency depend on the contract. Records explain documented charges, but the calculator does not give a generic total when instrument parameters are missing. Notional value is different from deposited margin.

Review, sources and corrections

Each record links consulted official sources and shows its review date. The review window is 30 days: expired fees no longer produce estimates. The editorial panel separates drafts and publication, retains versions and can restore older data as a new draft. Updates require review; the website does not claim to review tariffs automatically in real time.

Security and protection fields are completed only with documents applicable to the specific entity. Deposit guarantees and compensation schemes are not attributed to an entire brand. No broker receives preferential placement through affiliation in this comparator.

You can report errors from each record. Shared scenarios contain only calculator parameters and selected accounts; no broker credentials or access to your portfolio are needed.